Faraid-Compliant Estate Plans
Islamic Estate Planning in the US
76% of Americans have no will - and state law ignores Faraid entirely. Create a Shariah-compliant will online, starting at $99.
- Islamic wills
- From $99 Islamic wills
- compliant
- Faraid compliant
- states
- All 50 states
HalalWallet is an independent, education-only comparison site. Some outbound links earn referral fees.Advertiser disclosure
Important: HalalWallet is not a lender, mortgage broker, loan originator, or settlement agent. We are an educational comparison site and do not originate applications on your behalf.
Items marked “Featured” may include paid placement in that module. Where you control sort order (tables, filters), your selection applies.
Referral fees typically come from the provider's marketing budget and should not increase what you pay - you should receive the same terms as visiting providers directly; confirm with the provider. How we make money · Methodology · Legal disclosures
Compare Estate Planning Providers
Find the right service for your Islamic estate planning needs.
Will, Prenup, Postnup, Nikah Contract, Islamic Will (bundled), Trust, Power of Attorney, Healthcare Directive, Calculator, islamic_family_trust, Community Property Agreement, Elective Share Waiver
Availability
Price
Shariah Oversight
Islamic Features
Key Tools
Best for
Opens provider site - no obligation
Availability
Price
Shariah Oversight
Islamic Features
Key Tools
Best for
Opens provider site - no obligation
Availability
Price
Shariah Oversight
Islamic Features
Key Tools
Best for
Opens provider site - no obligation
Availability
Price
Shariah Oversight
Islamic Features
Key Tools
Best for
Opens provider site - no obligation
Availability
Price
Shariah Oversight
Islamic Features
Key Tools
Best for
Opens provider site - no obligation
Availability
Price
Shariah Oversight
Islamic Features
Key Tools
Best for
Opens provider site - no obligation
Availability
Price
Shariah Oversight
Islamic Features
Key Tools
Best for
Opens provider site - no obligation
Products & Services Comparison
See which documents and tools each provider offers at a glance
| Feature | |  |  |  |  | BA Bayaani | NP Nikah Prenup |
|---|---|---|---|---|---|---|---|
Islamic Will | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Faraid Calculator | Yes | No | No | No | Yes | No | No |
Revocable Trust | Yes | Yes | No | No | No | No | No |
Marital/Prenuptial | Yes | Yes | No | No | No | Yes | Yes |
Healthcare Directive | Yes | No | Yes | No | No | No | No |
Our Analysis
Islamic estate planning in the U.S. bridges two legal systems: Shariah inheritance law (Faraid) and U.S. state probate requirements. The challenge is creating documents that honor both - ensuring assets are distributed according to Quranic guidelines while remaining legally valid in American courts.
ShariaWiz has emerged as the leading digital platform in this space, offering the broadest suite of self-service tools: Islamic will creation, revocable trusts, prenuptial agreements, healthcare directives, and power of attorney documents - all available in all 50 states. Their free Faraid inheritance calculator is a standout feature that no other provider matches as a standalone tool. MyWassiyah is a strong alternative for community-property states, offering unique transmutation agreements that align marital property with Islamic inheritance rules.
When comparing providers, we recommend focusing on three factors: (1) whether the service includes a Faraid-compliant inheritance calculator, (2) whether you need documents beyond a basic Islamic will (trusts, marital agreements, POA), and (3) pricing transparency. Use the Features at a Glance grid above to see which provider covers your needs.
Peer-Reviewed Research
ShariaWiz independently validated by academic study
A 2025 peer-reviewed study in Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum (Vol. 59, No. 2) examined ShariaWiz as a case study in digital Islamic inheritance law, confirming its methodology integrates all four Sunni madhhabs (Hanafi, Maliki, Shafi'i, Hanbali) within U.S. estate law using “scholar-certified digital computations” and situating the platform within fiqh al-aqalliyyāt (jurisprudence of Muslim minorities).
Nurulita, Melkiatia, Al Farisi & Alvian (2025) - “Sacred Law in Secular Systems” · Asy-Syir'ah 59(2): 252-273 · doi:10.14421/ajish.v59i2.1642The upgrade beyond a will
Islamic Family Waqf: the joint trust scholar-approved for Muslim couples.
A will only takes effect at death and still passes through probate. The Islamic Family Waqf - co-developed by Shariawiz and Azzad, the largest U.S. Sharia-compliant investment firm - is the first joint living revocable trust designed for Muslim American families. One document, both spouses, in force the moment you sign it.
- ✓One trust, both spouses
- ✓Avoids probate for funded assets
- ✓Effective the moment you sign
- ✓Routes to Quranic heirs at second death
- ✓Approved by named Muslim scholars
- ✓Built with Azzad investment oversight
Best for
Married couples, families with significant assets, real estate across multiple states, or business interests.
Start a Family WaqfHalalWallet earns a referral fee
Editor's Picks
Create Your Islamic Will Online - From $99
Faraid-compliant will creation in all 50 states. Complete from home, with attorney referrals available on request.
ShariaWiz
Wills, trusts, POA · Free Faraid calculator · All 50 states
MyWassiyah
Islamic wills · Transmutation agreements · Community-property states
Based on HalalWallet editorial review · Free to compare
See all 19 providers ↓Top Picks
Top Islamic Estate Planning Providers
Scholar-reviewed services trusted by Muslim families across the U.S. to protect their legacy.
HalalWallet is an independent, education-only comparison site. Some outbound links earn referral fees.Advertiser disclosure
Important: HalalWallet is not a lender, mortgage broker, loan originator, or settlement agent. We are an educational comparison site and do not originate applications on your behalf.
Items marked “Featured” may include paid placement in that module. Where you control sort order (tables, filters), your selection applies.
Referral fees typically come from the provider's marketing budget and should not increase what you pay - you should receive the same terms as visiting providers directly; confirm with the provider. How we make money · Methodology · Legal disclosures
Sharia Wiz
Shariah Oversight
Shariah Oversight
Shariah Oversight
In-depth reviews: Sharia Wiz review · MyWassiyah review · MinaWill review
How Islamic Estate Planning Works
Align your estate plan with Faraid principles within U.S. legal frameworks
Faraid Compliance
Islamic inheritance calculations that determine fixed shares for heirs according to Shariah law.
U.S. Legal Validity
Documents are structured to comply with U.S. state probate requirements while honoring Islamic principles.
Attorney Guidance
Providers offer attorney review as a paid add-on or refer you to a qualified attorney in your state on request.
Will & Trust Creation
Complete Islamic wills, trusts, and power of attorney documents tailored to your family situation.
Inheritance Guidance
Educational resources explaining how Islamic inheritance principles apply in U.S. legal contexts.
Scholarly Oversight
Services reviewed by qualified Islamic scholars to ensure alignment with Shariah principles.
Expert answers on Islamic estate planning
Short, practical answers to the most common estate-planning questions.
Expert insight attributed to Abed Awad, Esq. (attorney and Islamic law expert).
Video 9
Is creating an Islamic will required in the U.S. context?
For many Muslim families, it is treated as a practical and religious necessity because intestacy rules do not implement Faraid distribution.
Watch full explanationVideo 23
Why should families create a will before a crisis?
A will gives control over guardianship, executor selection, burial directives, and distribution mechanics rather than default court-driven outcomes.
Watch full explanationVideo 25
Do all assets flow through the will?
No. Beneficiary-designated and survivorship assets may transfer outside probate, so titling and beneficiary strategy matters.
Watch full explanationVideo 14
How does charity fit into Islamic estate planning?
Zakat, sadaqah, and charitable bequests connect to the one-third bequest limit and broader estate-planning obligations.
Watch full explanationVideo 15
How can a spouse be financially protected under Islamic rules?
Options include lifetime gifting, adjusted mahr, and recognized moral debts - all permissible structures within Sharia guidelines.
Watch full explanationVideo 32
How does U.S. law handle polygamous estate situations?
U.S. spouse recognition differs from religious relationships, creating estate-planning implications that require proactive legal structuring.
Watch full explanationHow Does Islamic Inheritance Work?
Islamic inheritance law is built on three pillars that work together to ensure your assets are distributed according to both Shariah and U.S. law. Understanding each one helps you choose the right estate planning tools.
1. Faraid (Fixed Shares)
The Quran prescribes specific inheritance shares for designated heirs. Spouse, children, parents, and siblings each receive fixed fractions.
Calculating these shares correctly is critical and can be complex when multiple heirs are involved. A Faraid-compliant inheritance calculator (like the free tool offered by ShariaWiz) automates these calculations according to the major schools of Islamic jurisprudence, ensuring accuracy before you draft any documents.
2. Wasiyyah (The Islamic Will)
A Wasiyyah allows you to bequeath up to one-third of your estate to non-heirs, charitable causes, or other beneficiaries. The remaining two-thirds must follow Faraid distribution. An Islamic will must also comply with your state's probate requirements - including proper witnessing and execution - to be legally enforceable. All major providers (ShariaWiz, MyWassiyah, MinaWill) offer state-specific Islamic will creation.
3. Islamic Trusts (Probate Avoidance)
An Islamic revocable trust transfers asset ownership to a trust entity during your lifetime, allowing your heirs to receive their Faraid shares without going through the costly and often lengthy probate process. Trusts also provide privacy (wills become public record, trusts do not) and can simplify management if you own property in multiple states. ShariaWiz currently offers self-serve Islamic trust creation as part of their estate planning suite.
Each provider's implementation may vary. Review the specific terms and Shariah board documentation of any service you are considering. Consult with qualified Islamic scholars for questions about a particular product's compliance.
Choosing Islamic Estate Planning
Quick Platform Reviews
The most complete online Islamic estate planning toolkit we've catalogued: state-specific wills from $199, with wasiyyah, an Islamic inheritance appendix, and elective-share waiver built in, all approved in an independent Shariah audit by Raqaba. It's a self-serve platform, so complex estates should still budget for attorney review via the referral option. Best for Muslims who want a legally valid, scholar-certified will without starting from a blank page.
Index Grade
MinaWill's $99 will bundle (Last Will, HIPAA authorization, living will, POA, plus digital storage) is one of the cheapest ways to get Islamic estate documents in place - prices its marketing pages never display but its own pricing API confirms. The catch is verifiability: Sharia oversight is one paragraph that conflates two scholars' identities, no faraid methodology is published, and the Terms contain no refund provisions. Treat the output as a draft for your own attorney and scholar to verify.
Index Grade
MyWassiyah's $44.99 marital property agreement solves a structural problem: in community property states (AZ, CA, ID, LA, NM, NV, TX, WA, WI), state law automatically gives each spouse half of marital acquisitions, which can defeat an Islamic will's fixed Quranic shares before the will even speaks. Both spouses reclassify ownership and waive elective-share rights so the faraid distribution actually holds. It is a transmutation agreement, not a prenup, and no attorney reviews your completed document. Best for married Muslims in community-property states, ideally paired with the $159.99 Islamic will via the $174.99 package.
Index Grade
What Does Islamic Estate Planning Cost?
Online Platform vs. Attorney
Online Islamic will platforms like Sharia Wiz and MinaWill cost a fraction of hiring an Islamic estate planning attorney ($1,000-5,000+ for a basic plan). The trade-off: online tools work well for straightforward estates, but complex situations with business interests, trusts, or multi-state property may still need an attorney.
Having any Shariah-compliant will is infinitely better than having none. Don’t let perfect be the enemy of good.
The Cost of No Will
Without a will, state intestacy laws determine how your estate is distributed - and these laws do NOT follow Faraid. Your assets could be distributed in ways that directly contradict Islamic inheritance shares. The cost of inaction is potentially far greater than any platform fee.
What Do You Need?
You have no will at all
Start with Sharia Wiz or MinaWill immediately. Any Shariah-compliant will is better than none. You can always upgrade to a more comprehensive plan later.
View ReviewYou have a conventional will but want Faraid compliance
Online platforms can create a new will that implements Islamic inheritance shares while remaining legally valid in your state.
View ReviewYour estate is complex (business, trusts, multi-state property)
Consider using an online platform as a starting point, then have an Islamic estate planning attorney review and customize it.
You want healthcare directives and funeral instructions too
Sharia Wiz includes healthcare directives, power of attorney, and Islamic funeral instructions alongside the will - a complete package.
View ReviewIslamic Estate Planning by State
Find Shariah-compliant will and estate planning services in your area
Need help choosing an estate plan?
Tell us about your situation and we'll recommend the right Shariah-compliant estate planning service for your family.
Direct answer
What is the best first step for Islamic estate planning in the U.S.?
Document your Faraid intent and create a state-valid will first, then align beneficiaries and asset titling so the plan can execute.
Frequently Asked Questions
Get the HalalWallet Index report (PDF)
Every US halal provider graded on Shariah integrity, transparency, and value - the full scorecard PDF, plus alerts when grades change
No spam ever. Unsubscribe in one click.
Guides & Resources
Compare All Estate Planning Providers →
Compare ShariaWiz, MyWassiyah, MinaWill, and more. Filter by state to find what's available in your area.
Islamic Wills Guide →
Everything you need to know about creating a Shariah-compliant will in the United States.
Islamic Trust & Family Waqf Guide →
When a will isn't enough: avoid probate with an Islamic living trust or the Joint Family Waqf for couples. Plans from $199–$799.
Islamic Finance Glossary →
Understand key terms like Faraid, Wasiyyah, Mahr, and Waqf. Essential vocabulary for Islamic estate planning.
Faraid Calculator →
Calculate Islamic inheritance shares based on Quranic Faraid rules for your family situation.
Provider Comparisons
Explore Other Categories
Sources and review process
This page is reviewed against HalalWallet editorial standards and source documentation.
Reviewed by: HalalWallet Editorial Team
Last reviewed: 2026-08-27
How to cite this page
Preferred format (HTML):
For time-sensitive claims (rates, fees, state availability), please verify directly with the provider's official documentation and note the retrieval date.
Editorial Team, HalalWallet
Independent halal finance research
Reviewed quarterly and updated when provider data, product availability, or pricing changes.
Your Next Steps
HalalWallet has done 90% of the homework on Islamic estate planning - the comparisons, the contract structures, the Shariah oversight labels, and the trade-offs. This checklist covers the last 10%: the parts that depend on your personal situation. Bring these questions to your scholar and your shortlisted provider so those conversations are about you, not the basics.
Questions to ask your imam or scholar
- How do Faraid shares apply to my specific family situation?
- How should I handle heirs or bequests that fall outside fixed Faraid shares?
- Are the will or trust structures I'm considering consistent with the rulings you follow?
What to verify with the provider
- That the document is legally valid in your state and reviewed by a licensed lawyer where required.
- Current pricing, including any fees for updates or amendments.
- How beneficiary designations on accounts (401(k), life insurance) interact with the Islamic will.
The Final Step: Your Scholar Conversation
Major estate planning and inheritance decisions involve nuances that vary by scholarly opinion and personal circumstance - which is why HalalWallet is built as the research step, not the ruling. We do the homework on comparisons, structures, and oversight; a qualified Islamic scholar, your local imam, or a Shariah-certified financial advisor covers what no comparison site can - guidance specific to your situation. Bring your shortlist to that conversation so it starts at the decision, not the basics.
How to use this comparison: HalalWallet is an independent educational comparison platform - by design, we do not provide financial, legal, or religious advice. We do the research homework so your final checks are quick and personal.
Product structures and Shariah oversight vary by provider, so finish with three built-in steps:
- Confirm current terms and halal compliance directly with the provider - their quote is final.
- Review the contract structure (Murabaha, Ijara, Musharakah, etc.) and any disclosed Shariah board opinions.
- Bring your shortlist to a qualified Islamic finance advisor or scholar, so the conversation is about your situation, not the basics.